How to Apply for Credit

  1. Forward this link to your parents and ask them to apply for online credit here: APPLY HERE  Your parents will open an account and apply for online credit. No paperwork required, quick and easy 5 minute online application & approval within 24hours!
  2. Option A: Once your parent gets approval, they visit and choose a product and check out with the MobiCred payment option (where they will enter their account details).
  3. You will get an SMS with your SpendSmart balance with the amount for the voucher purchased with USSD instructions on how to purchase using your balance.